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earn 10% back
in reward dollars*
every day on purchases at Crate & Barrel,
Crate & Kids, and CB2.
or
zero interest if paid in
full within 24 months***
on qualifying purchases of $2999 or more made
now through December 31, 2024. Interest will be
charged to your account from the purchase date
if the promotional balance is not paid in full within
24 months. Minimum monthly payments required.
see if you prequalify
Get a decision in seconds with no
impact on your credit score.
ready to apply?
Get started here, or apply in person
at any Crate & Barrel or CB2 store.
already a cardholder?
View rewards earnings,
make a payment and more.
your benefits
earn $20 in reward dollars*
For every $200 you spend at
Crate & Barrel. That’s 10% back!
Excludes special financing.
Our app makes it easy
Shop seamlessly and track your
Reward Dollars, manage your account,
and more from our iOS app.
Exclusive access
Enjoy cardholder-only offers,
invitations to private events,
and more perks.
compare side by side
Earn Reward Dollars and enjoy no annual fee† on either
of our Crate & Barrel credit cards.
Card Benefits
Crate & Barrel Credit Card
Crate & Barrel Mastercard
Earn 10% back in Reward Dollars* or receive
6 months special financing on purchases
of $749 or more** at Crate & Barrel
•
•
Earn 2% back in Reward Dollars on grocery
store purchases*
•
Earn 1% back in Reward Dollars on every other
purchase anywhere Mastercard is accepted*
•
No annual fee†
•
•
Mastercard member benefits††
•
frequently asked questions
What are the benefits of a Crate & Barrel Credit Card or Mastercard?
+
Earn Reward Dollars or receive special financing when you shop at Crate & Barrel, Crate & Kids, and CB2. Earn 10% back in Reward Dollars* on purchases or receive 6 month special financing on purchases of $749** or more when you shop at Crate & Barrel, Crate & Kids or CB2, in store or online.
Additionally, with the Crate & Barrel Mastercard you earn 2% back in Reward Dollars on grocery store purchases and 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted.*
The Crate & Barrel Credit Card and Mastercard have no annual fee.† The Crate & Barrel Mastercard also offers global service, airport concierge and ID theft protection.††
Where can I use my card?
+
The Crate & Barrel Credit Card can be used to make purchases at Crate & Barrel, Crate & Kids, and CB2 brand catalogs, stores or websites - crateandbarrel.com, crateandbarrel/kids.com and cb2.com - located in the United States. Additionally, the Crate & Barrel Mastercard can be used anywhere Mastercard is accepted.
How do I apply for a Crate & Barrel credit card?
+
1. To apply, click the Apply Now button above. You can always apply in person at a Crate & Barrel or CB2 store or online at https://www.crateandbarrel.com/rewards/.
2. Complete the application form.
3. If you are approved instantly, your Temporary Account Number will be provided. With this number, you can shop on your card in store or online, and it is valid for 15 days.
4. Your new credit card will be sent to you in the mail within the next 7–10 business days.
5. If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email.
As a cardholder, how do I log in to my online account?
+
When you receive your new card in the mail and have your account number, visit crateandbarrel.syf.com and click Register. Enter the required information and create a username and password.
You can access your online account any time by logging in at crateandbarrel.syf.com or in the Crate & Barrel App (click Shop Account Crate & Barrel Credit Card).
Application subject to credit approval. Purchases subject to credit approval.
*Accrued Reward Dollars will be posted to your Reward Dollars balance within 1-2 billing cycles from when the purchase is posted to your Account and will automatically be redeemed for Reward Certificates within 1-2 billing cycles when the threshold (currently 20 Reward Dollars) is met. Reward Certificates are issued in $20 increments with a maximum of 10,000 Reward Dollars being redeemed in any one billing cycle and are valid for 90 days. The full amount of the Reward Certificate must be used at time of redemption (any remaining amount not used is forfeited). Reward Certificates may not be combined with any other discount (including associate dicounts), except as otherwise provided. Rewards Terms and Conditions apply. See the Rewards Program Terms for details on earning rewards.
**No Interest if Paid in Full within 6 Months. Offer applies to Crate & Barrel or CB2 purchases or orders of $749 or more made with your Crate & Barrel or CB2 Credit Card or Mastercard account. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 6 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. Special Financing purchases do not earn Reward Dollars.
***No interest if Paid in Full within 12 or 24 months. 12 months offer applies to purchases or orders of $1,499–$2,998.99 and 24 months offer applies to purchases or orders of $2,999 or more made in store or online at Crate & Barrel or CB2 using your Crate & Barrel or CB2 Credit Card or Mastercard account July 21, 2022–December 31, 2024. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 or 24 months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 12 or 24 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Depending on purchase amount, promotional length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non promotional purchases and, after promotion ends, to promotional purchases. Special Financing purchases do not earn Reward Dollars.
**/***/†New Accounts as of May 1, 2024: Variable Purchase APR 32.24%. Min. Interest Charge $2. Crate & Barrel Mastercard: Cash APR 29.99% and 5% Fee ($10 min.). Foreign Trans. Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms.
††Learn more about Mastercard Benefits at www.mastercard.us/synchronyWorldGTB.
The Crate & Barrel Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple, the Apple logo, iPhone and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Crate & Barrel Credit Card Rewards
Get rewarded for shopping when you use your Crate & Barrel credit card. When purchasing furniture, housewares, decor and even sale and clearance items from Crate & Barrel, Crate & Kids or CB2, you earn 10% back in Reward Dollars.* Rather receive special financing on furniture or other large purchases? Choose between everyday 10% back in Reward Dollars or 6 months special financing (when you spend $749 or more**). Use the Crate & Barrel Credit Card in store, online and catalogs with the benefit of no annual fee.† The same goes for the Crate & Barrel Mastercard, plus you can use it outside of our stores to earn Reward Dollars on purchases anywhere Mastercard is accepted. Cardholders also have access to exclusive events, such as double rewards. Interested in Crate & Barrel credit card rewards? Apply now online (above), or visit your local store.
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By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_email_terms_and_conditions: "By submitting this form, you agree to receive marketing emails at this email address. *Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_sms_terms_and_conditions: "By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", sms_terms_and_conditions: "By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", email_terms_and_conditions: "By submitting this form, you agree to receive marketing emails at this email address. *Offer terms available here. Exclusions apply
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By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_terms_and_conditions: "By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_email_terms_and_conditions: "By submitting this form, you agree to receive marketing emails at this email address. *Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_sms_terms_and_conditions:"By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", sms_terms_and_conditions: "By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from Crate and Barrel. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", email_terms_and_conditions: "By submitting this form, you agree to receive marketing emails at this email address. *Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", site_select_title_cta: "Thanks for signing up!", site_select_form_message: "Check your text messages for your 15% code.", site_select_cta: "Sign up to get a discount code for each of our brands.", site_select_button: "SUBMIT", server_error_cta: "Oops! Something went wrong.
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By submitting this form and providing your cell phone number, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from CB2. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. *Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_terms_and_conditions: "", kids_email_terms_and_conditions: "", kids_sms_terms_and_conditions: "", sms_terms_and_conditions: "By submitting this form and providing your cell phone number, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from CB2. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.", email_terms_and_conditions: "By submitting this form, you agree to receive marketing emails at this email address. *Offer terms available here. Exclusions apply
", site_select_title_cta: "THANKS FOR SIGNING UP!", site_select_form_message: "Check your text messages for your 15% code.", site_select_cta: "Sign up to get a discount code for each of our brands.", site_select_button: "SUBMIT", server_error_cta: "Oops! Something went wrong.
Reload the page to try again.
By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from CB2. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", kids_terms_and_conditions: "", kids_email_terms_and_conditions: "", kids_sms_terms_and_conditions: "", sms_terms_and_conditions: "By signing up for text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. cart reminders) at this number from CB2. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms and Privacy Policy. Offer terms available here. Exclusions apply. Discount code available for new subscribers only.
", email_terms_and_conditions: "By submitting this form and providing your email, you agree to receive recurring automated promotional and personalized marketing emails from CB2 at the email used when signing up. Consent is not a condition of any purchase. Offer terms available here. Exclusions apply.
", site_select_title_cta: "THANKS FOR SIGNING UP!", site_select_form_message: "Check your text messages for your 15% code.", site_select_cta: "Sign up to get a discount code for each of our brands.", site_select_button: "SUBMIT", server_error_cta: "Oops! Something went wrong.
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