Frugal Living UK: 49 Tips to Save More - Saving in London City (2024)

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Frugal Living UK: 49 Tips to Save More - Saving in London City (1)

SAVING MONEY

by Taryn Duhig August 13, 2022March 11, 2024

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There is a lot of pressure these days to have it all; flash cars, designer clothes, the newest brand of make-up.

However, by shopping mindfully, using up what we have, and utilising free or cheap activities, we can still have an excellent quality of life, for less.

In this article, I will be covering 49 tips for frugal living in the UK to help you save money, while living a simple and stress free life. Who wants to keep up with the Jones’ anyway?!

Let’s get into the list…

Frugal Living UK: 49 Tips to Save More - Saving in London City (2)

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Frugal Living UK: 48 Tips to Save More

Frugal Home Life

  1. Regularly check for electronic household items left plugged in or on standby, unplugging any you are not using to reduce your energy bill.
  2. Invest in draft blockers to keep your rooms warmer, or make your own. For a simple solution, fill a long sock with rice and tie off the end for an easy DIY version.
  3. Buy cosy blankets and store them close to your sofa, to avoid reaching for the thermostat
  4. Try making your own affordable, eco-friendly cleaning products; a really simple one to get you started is a basic cleaning spray (1/2 cup of white vinegar, 2 cups of water and a fragrance of your choice – essential oils or spare lemon rind both work depending on what you have to hand)
  5. Utilise your freezer to the max! Almost all food and drink can be frozen. Make the most of these frugal food hacks to reduce food waste and shop smarter.
  6. Arrange a swap club with your friends and family, and exchange items (this idea is particularly great for families with children who are forever growing out of their clothes or toys!)
  7. Invest in radiator heat reflectors to reduce heat loss and keep your home warmer during the winter months (or DIY your own using tin foil!)
  8. Save energy by measuring out the water in your mug(s) before pouring into the kettle rather than guessing, and boiling too much water
  9. Use a timer and set to 4 minutes when showering to use less water. Place your timer inside the bathroom but outside the shower, so you need to get out to reset the timer!
  10. Turn down your thermostat by 1 degree and see if you feel a difference. This will reduce your heating bill, and you may not notice a change.
  11. Turn off your hob a few minutes earlier when cooking and let the residual heat continue to cook your food

You might like: What to do if you have no money for Christmas

Thrifty Entertainment

  1. Look for Little Free Libraries in your area for free books, or if you are feeling crafty, make your own for your local community to enjoy (plus you get first dibs on books)
  2. Make the most of free trials. Films, books, food; I have probably tried them all. Just remember to cancel, or pay the price!
  3. Ditch the gym membership and take advantage of free exercise classes on YouTube, participate in your local Parkrun or download the Couch to 5K app.
  4. Alternatively, claim a free day pass at your local gym, for complimentary use of the facilities. Some gyms have pools and even sauna’s for you to enjoy – for free!
  5. Look out for a local walking or yoga group via Meet Up
  6. Set up a book exchange
  7. Look out for free booze offers and save money on drinks
  8. Buy 99p Kindle books or try the Libby app for free reads
  9. Sign up to be a seat filler to see theatre or TV show filmings for free
  10. Check out your local council or library website for free community events and activities

Buying Less

  1. Set up a Facebook or Whatsapp group for your local area, road or building, to give away or swap items you no longer need. This will benefit the community, and you might pick up a few freebies too!
  2. Sign up to apps which offer free food and take full advantage
  3. Buy items out of season, as they are least likely to be in demand, and therefore sold at some of the cheapest prices – e.g look out for fans and garden furniture in the cooler months, Christmas decorations in January, and electric blankets or heaters during the summer for instance
  4. Sign up to freebies via Sopost offers, which can be spotted on Facebook or shared by money saving instagrammers who post freebies to their stories. Follow my instagram account for deals and freebies
  5. Source secondhand furniture on Gumtree and Facebook marketplace for free
  6. Find the cheap charity shops (£1 Charity shops exist!)
  7. Womble receipts (a term for collecting discarded receipts!) and load them to your receipt scanning apps for cash
  8. Agree a birthday gift budget or suggest ditching gifts to spend quality time with loved ones instead
  9. Split the cost of more expensive items that are only used occasionally; lawn mowers, carpet cleaners, jet washers etc. could be bought and shared within a family, taking turns in using the items and splitting the costs.
  10. Borrow occasion wear from friends. How many times are you going to wear a fascinator realistically?! Lend your outfits or accessories to friends too, and cut down the cost per wear of your fancier items

Frugal Lifestyle

  1. Take on a spending challenge such as a Low Buy Year with the mission to use up what you have. You will probably be surprised at what you already own
  2. Find free tap water using app Refill – find free tap water on the go at over 30,000 places across the UK. Never buy a bottle of water out again!
  3. Car share on your way to work and cut down on your petrol usage. Did you know you can rent your car out to those in your local community to make some extra cash, too?
  4. Offer to product test items via testing sites; some of the best include Tesco Panels, Home Tester Club, etc.
  5. Learn how to do simple repairs or DIY tasks yourself. Tutorials to learn how to fix your bike, to wallpaper and paint your home, to sew holes in your clothes and more, all can be found on Youtube
  6. Get a beauty treatment for free. La Mer are currently offfering 15 minute facial treatments, completely free
  7. Join the Glamour beauty club for free make up samples
  8. Take turns in hosting your friends for dinner instead of going out
  9. Practice mending your clothes instead of throwing them away, or look into visible mending
  10. Sign up to mailing lists to get birthday freebies
  11. Don’t automatically renew your phone contract. Look into your options, sim deals tend to be cheaper (I currently pay £6.12 per month!)
  12. Get creative with your wardrobe and try the Shop your Closet Challenge instead of buying new
  13. Shop secondhand on apps such as Vinted, Depop etc for pre-worn clothes. Search for bundles, particularly for children’s clothing
  14. Join a house sitting site and stay at properties across the UK for cheap
  15. Buy a gel nail kit (or share with a friend) and paint your own nails.
  16. Sign up to loyalty apps and cards to claim freebies and gain points when you spend (as long as you aren’t tempted to spend purely to gain points)
  17. Walk or take public transport where you can – a railcard could help you save money on train fares
  18. Cut down on purchasing take out coffee, and instead invest in a coffee machine for cheaper coffee per cup. Look out for deals on coffee pods, such as this offer for discounted nespresso capsules, which will help to keep the cost down.
  19. Look out for deals or offers whenever you shop. Use a referral code where possible to save money, particularly when you are a new customer.

Frugal Living UK: 49 Tips to Save More

It’s so easy to feel the need to ‘keep up’, but who are you really trying to impress? These tips for frugal living in the UK will help you save money in your day to day life, without sacrifice.

Frugality isn’t about suffering and giving up everything that brings you joy; it’s about maintaining a good quality of life, while making sensible spending decisions.

Let me know of any frugal living hacks I might have missed in the comments!

Follow me over on Instagram & TikTok for daily money saving tips and tricks:

Frugal Living UK: 49 Tips to Save More - Saving in London City (3) Frugal Living UK: 49 Tips to Save More - Saving in London City (4) Frugal Living UK: 49 Tips to Save More - Saving in London City (5)

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Frugal Living UK: 49 Tips to Save More - Saving in London City (2024)

FAQs

How do people save money in London? ›

Use an Oyster card

Utilising an Oyster card or contactless payment for public transportation in London can lead to substantial savings compared to buying individual tickets. The Oyster card is a rechargeable smart card that offers reduced fares on buses, trams, the Underground, and some National Rail services.

How to live frugally in London? ›

50 frugal money-saving tips
  1. Plan meals.
  2. Choose cheaper recipes.
  3. Make a shopping list.
  4. Don't shop when you're hungry.
  5. Visit cheaper supermarkets.
  6. Buy supermarket own-label products.
  7. Eat less meat.
  8. Buy in bulk – but only if you'll use it.

How can I live frugal to save money? ›

So, we put together our 15 favorite frugal tips to live by that are also super simple and easy for anyone to use.
  1. Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ...
  2. Tip 2: Make Cuts in Your Spending. ...
  3. Tip 3: Cap Your Spending. ...
  4. Tip 4: Keep Receipts and Track Spending. ...
  5. Tip 5: Think Twice Before You Buy.
Jan 19, 2024

How can I save money fast on a low income UK? ›

Tip 1) Cut costs to free up more money to save
  1. Make a budget for a low income. ...
  2. Cut your spending. ...
  3. Take on a “No Spend challenge” ...
  4. Then decide how much you can save regularly. ...
  5. Check if there are any benefits you could be claiming. ...
  6. Look for ways you could boost your income at your current job.

Can I live off $1500 a month in London? ›

Some people survive on £1500 a month to cover their expenses. But that is literally surviving: rent (a room in a shared apartment/house), utilities, food and travel to work (unless you walk or ride a bike). With £1500 after all those expenses, you can a a good time.

Can you live on $400 a month in London? ›

It is possible to survive on a budget of £400 per month in London, but it would likely require a significant amount of budgeting, cost-cutting, and a willingness to make sacrifices. It's important to have a detailed budget plan, and to be aware of free or low-cost events, museums and activities in the city.

Can you live on $1000 a month in London? ›

The question of whether you can live in London with £1,000 a month largely depends on various factors, including your accommodation, lifestyle, and financial management. But the short answer, is this: It's gonna be tough. Don't be discouraged, though! If you're determined, you can make it work.

Is $1,000 a month enough to live in London? ›

If you've got £1000 left after rent and bills, sure you won't be living luxuriously but you will have enough for more than just necessities. You'll be living comfortably, have money to eat out, or do stuff a few times per week and not have to worry about the cost of groceries.

How to live cheaply in the UK? ›

Live your best (and cheapest) life: 11 top tips from money-saving influencers
  1. Reduce your weekly food shop.
  2. Travel on a budget.
  3. Repair your clothes.
  4. Batch cook several meals at once.
  5. Get out of debt.
  6. Buy secondhand.
  7. Learn to do DIY.
  8. Pick up holiday bargains.
Mar 11, 2023

How to be extremely cheap? ›

To be frugal, follow these tips:
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

What is the 70 money rule? ›

By allocating 70% for what you need, 20% for what you want (either immediate luxuries or future savings goals), and 10% for your goals (like paying off debts and saving or investing in your future), you can work towards a greater sense of financial wellbeing.

How to pinch pennies? ›

Get creative! Throw some ingredients in a crock pot, make a casserole or look for dinner ideas online. If you can stretch your pantry items a few days, you are saving money by not purchasing new groceries. This is one of the best way you can pinch pennies and not be wasteful.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

Is saving $1,000 a month good UK? ›

Yes, saving £1,000 a month in the UK is generally considered to be an excellent practice for building financial security and achieving your financial goals. Saving this amount each month can put you in a strong financial position and provide numerous benefits.

What is low income in UK? ›

Households are in low income if they live on less than 60% of the median income. According to the Income Dynamics data, median income (before housing costs) was £30,316 per annum for a couple with no children in the period from January 2020 to December 2021.

Is $1,000 enough to live in London? ›

The question of whether you can live in London with £1,000 a month largely depends on various factors, including your accommodation, lifestyle, and financial management. But the short answer, is this: It's gonna be tough. Don't be discouraged, though! If you're determined, you can make it work.

How much does the average Londoner have in savings? ›

Londoners have the highest average savings with an average savings amount of £28,978.40, which is more than double the next highest average savings region; the West Midlands with an average savings amount of £13,318.35.

Do people in UK save money? ›

UK savings statistics: Highlights

68% of Brits have some money in savings in 2024. However, almost half of Brits (46%) have £1,000 or less in savings, and a quarter of Brits (25%) have £200 or less. 1 in 6 UK adults (16%) have no savings at all, equating to around 8.7 million people.

Can you live off 100 a week in London? ›

If you intend to stay in different places, travel like a backpacker, see some sites, and eat sometimes at cheap restaurants, then you may get four to six months. If you want to live in London in some comfort as a tourist, then it will last you perhaps two months.

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