BNBCalc.com Investment Analysis Report of 3906 Palm St
4 bed • 2 bath • 12 guests • $480,000
BNB
Calc
Return Metrics
-70.89% cash on cash return is a poor return over the next 1 year.
Investment Value Over Time
Property Appreciation Assumption:
3%
Revenue Appreciation Assumption:
0%
Cash on Cash Return
-70.89%
Cap Rate
-1.77%
Return on Investment
-45.68%
Annual Revenue
$5,916
AirDNA projects $243/night at 54% occupancy ($47,927). Airbtics projects $273/night at 56% occupancy ($55,838). Airbtics predicts this property will perform in the in the 46% revenue percentile.
Revenue Percentile
Percentiles | 25% | 50% | 75% | 90% |
---|---|---|---|---|
Revenue | $37,464 | $52,751 | $84,580 | $119,653 |
Occupancy | 44% | 54% | 68% | 75% |
Nightly Rate | $220 | $253 | $321 | $410 |
Seasonality (Profits by Month)
Airbnb Comparables
Airbnb name | Revenue | $/Night | Occupancy | Beds | Baths | Guests | Night | Cleaning | Pool | H.Tub | Pets | W/D | Reviews | Host |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$45,635 | $208 | 57 % | 4 | 4 | 14 | 1 | $120 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.9 (94) | Profile | |
$24,589 | $207 | 31 % | 4 | 3 | 7 | 1 | $100 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.6 (29) | Profile | |
$38,742 | $194 | 44 % | 4 | 4 | 14 | 1 | $250 | ❌ | ✅ | ❌ | Y / Y | ⭐️ 5 (55) | Profile | |
$54,311 | $294 | 46 % | 4 | 4 | 10 | 1 | $400 | ❌ | ✅ | ❌ | Y / Y | ⭐️ 5 (32) | Profile | |
$59,206 | $278 | 53 % | 4 | 3 | 16 | 2 | $220 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.5 (19) | Profile | |
$39,775 | $338 | 29 % | 4 | 3 | 12 | 2 | $300 | ❌ | ✅ | ❌ | Y / Y | ⭐️ 5 (53) | Profile | |
$85,873 | $242 | 87 % | 4 | 3 | 14 | 1 | $205 | ✅ | ✅ | ❌ | Y / Y | ⭐️ 4.8 (126) | Profile | |
$29,792 | $196 | 39 % | 4 | 3 | 9 | 2 | $120 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.8 (75) | Profile | |
$71,984 | $298 | 66 % | 4 | 4 | 16 | 2 | $0 | ✅ | ❌ | ✅ | Y / Y | ⭐️ 4.8 (43) | Profile | |
$98,959 | $341 | 72 % | 4 | 4 | 14 | 1 | $400 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (2) | Profile | |
$63,119 | $409 | 39 % | 4 | 3 | 11 | 1 | $150 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.7 (80) | Profile | |
$61,418 | $242 | 64 % | 4 | 3 | 10 | 3 | $190 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.6 (35) | Profile | |
$84,881 | $433 | 52 % | 4 | 4 | 14 | 3 | $250 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.8 (45) | Profile | |
$58,718 | $263 | 61 % | 4 | 3 | 12 | 1 | $0 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.9 (20) | Profile | |
$74,227 | $439 | 45 % | 4 | 4 | 14 | 3 | $250 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.8 (52) | Profile | |
$112,354 | $339 | 83 % | 4 | 4 | 12 | 1 | $300 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.7 (14) | Profile | |
$17,685 | $151 | 32 % | 4 | 3 | 8 | 2 | $0 | ✅ | ❌ | ❌ | Y / Y | ⭐️ 4.4 (20) | Profile | |
$24,963 | $236 | 27 % | 4 | 3 | 10 | 2 | $150 | ❌ | ❌ | ❌ | N / N | ⭐️ 4.2 (19) | Profile | |
$40,643 | $294 | 33 % | 4 | 3 | 8 | 2 | $200 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.8 (139) | Profile | |
$69,349 | $250 | 70 % | 4 | 3 | 8 | 2 | $295 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (2) | Profile | |
$70,485 | $241 | 72 % | 4 | 3 | 8 | 2 | $295 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.9 (9) | Profile | |
$61,383 | $208 | 75 % | 4 | 4 | 12 | 1 | $195 | ✅ | ❌ | ✅ | Y / Y | ⭐️ 4.7 (49) | Profile | |
$32,342 | $132 | 60 % | 4 | 3 | 8 | 1 | $99 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.9 (25) | Profile | |
$68,384 | $346 | 54 % | 4 | 4 | 11 | 3 | $100 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (20) | Profile | |
$51,826 | $233 | 54 % | 4 | 2 | 12 | 2 | $160 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.9 (43) | Profile | |
$45,755 | $237 | 51 % | 4 | 2 | 8 | 2 | $100 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.6 (172) | Profile | |
$81,863 | $316 | 67 % | 4 | 2 | 11 | 1 | $150 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.9 (70) | Profile | |
$23,953 | $88 | 68 % | 4 | 2 | 10 | 2 | $185 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.8 (47) | Profile | |
$56,758 | $299 | 48 % | 4 | 4 | 16 | 4 | $249 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.8 (39) | Profile | |
$49,505 | $239 | 54 % | 4 | 2 | 8 | 2 | $185 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (4) | Profile | |
$45,394 | $256 | 46 % | 4 | 2 | 10 | 2 | $125 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.8 (97) | Profile | |
$40,901 | $170 | 62 % | 4 | 2 | 6 | 2 | $95 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (98) | Profile | |
$150,717 | $400 | 100 % | 4 | 4 | 22 | 1 | $230 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 5 (2) | Profile | |
$68,691 | $276 | 68 % | 4 | 3 | 12 | 2 | $0 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (9) | Profile | |
$52,947 | $197 | 70 % | 4 | 4 | 10 | 2 | $248 | ❌ | ❌ | ❌ | Y / N | ⭐️ 5 (13) | Profile | |
$40,700 | $248 | 42 % | 4 | 3 | 8 | 4 | $150 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 5 (125) | Profile | |
$42,902 | $225 | 49 % | 4 | 2 | 8 | 2 | $150 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 5 (85) | Profile | |
$132,858 | $484 | 75 % | 4 | 2 | 15 | 2 | $0 | ❌ | ❌ | ❌ | Y / Y | ⭐️ 4.8 (8) | Profile | |
$61,187 | $422 | 38 % | 4 | 4 | 6 | 2 | $75 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 4.4 (10) | Profile | |
$72,541 | $260 | 73 % | 4 | 2 | 8 | 2 | $140 | ❌ | ❌ | ✅ | Y / Y | ⭐️ 5 (1) | Profile |
Operating Expenses
Monthly Expenses
$1,204
Annual Expenses
$14,449
Utilities
$440
Internet + TV
$100
Water/Sewer
$70
Garbage
$50
Electric
$115
Gas
$55
Other
$50
Maintenance
$749
Property Insurance
$150
HOA
$0
Landscaping
$150
Ongoing Repairs
$150
Supplies
$150
Software
$50
Pest Control
$50
Permits
$0
Other
$0
Cleaning Cost
$49
Management & Platform Fees
$14
Platform Fee (i.e. Airbnb)
$14
Property Manager Fee
$0
Mortgage & Taxes
Monthly Mortgage & Tax
$3,616
Annual Mortgage & Tax
$43,392
Downpayment
Purchase Price
$480,000
Percent Down
10%
Total Downpayment
$48,000
Total Loan Amount
$432,000
Mortgage Payment
Mortgage Length
30 years
Interest Rate
7.5%
Monthly Loan Payment
$3,020
Property Tax and PMI
Property Tax Yearly
0.99%
Property Tax Monthly
$396
Mortgage Insurance (PMI)
200%
Property Details
General Info
Lot size:
7,876 sqft
Year built:
1970
Size:
2,487 sqft
Type:
SFR
Parking:
2
Heating:
CENTRAL
Sold Comparables
Address | Beds | Baths | Square Feet | Lot Size | Year Built | Last Sale | Days on Market |
---|---|---|---|---|---|---|---|
4367 Varsity Ln | 3 | 1 | 2,054 | 7,200 | 1946 | $0 | 440 |
4368 Fiesta Ln | 4 | 3 | 3,258 | 14,401 | 1944 | $0 | 0 |
3909 Charleston St | 3 | 1 | 2,095 | 10,075 | 1954 | $0 | 0 |
4409 Charleston St | 3 | 2 | 2,020 | 9,374 | 1946 | $0 | 0 |
3851 Arbor St | 3 | 2 | 1,754 | 6,599 | 1957 | $0 | 40 |
4616 Rockwood Dr | 3 | 3 | 2,769 | 7,261 | 1941 | $0 | 41 |
3857 Wichita St | 5 | 3 | 3,636 | 8,067 | 1975 | $0 | 70 |
3941 Charleston St | 3 | 2 | 1,471 | 9,148 | 1952 | $0 | 0 |
3859 Arbor St | 2 | 1 | 1,115 | 5,881 | 1957 | $0 | 45 |
3528 Canfield St | 2 | 1 | 1,972 | 5,001 | 1940 | $0 | 0 |
Property Details
- MLS Status: Active
- Property Use: Single Family Residence
- Stories: 1
- Lot size:7,876 sqft
- Building area: 2,487 sqft
- Garage: 460 sqft
- Heating: Central
- Pool: No
- Fireplaces: 0
- Basem*nt: No basem*nt
Lot Info
- Zoning: -
- Land Use: Residential
- Parcel Number: 0951680000019
- Flood Zone: Yes, Zone AREA OF MINIMAL FLOOD HAZARD
Tax Info
- Year Assessed: 2022
- Assessed Value: $253,537
- County Est. Land Value: $94,050
- Assessed Land Value: $94,050
- County Est. Structure Value: $159,487
Market Estimate: -
Sale history
Date | Sale Price | % Financed | Buyer |
---|---|---|---|
11/13/23 | $214,000 | 0% | Plan B Financial Llc |
08/29/16 | $0 | 0% | First Century Ents Inc |
08/29/16 | $0 | 0% | First Century Ents Inc |
10/06/14 | $0 | 0% | Kevin L Smith |
08/28/12 | $0 | 0% | Obelia Smith |
Ownership
- Name: Prestige New Investment Inc
- Owner Occupied: No
- Owner Mailing Address: 23318 Dunhill Ct, Katy, Tx 77494
- Years Owned: 8
- Home Equity: $205,600
- Mortgage Balance Remaining: $180,600
- Financed amount: 0%
- Owner Type: Investor
- Lien: No
- Inherited: No
- Forclosure: No
Schools
- Elementary School: Lockhart Elementary School with 4 star rating
- Middle School: Cullen Middle School with 3 star rating
- High School: Yates High School with 2 star rating stars
Tax Calculator
Tax Calculator
Example Income
$150,000
Example Income Tax Rate
30%
Taxes paid on $150,000
$45,000
If you buy this investment property, your est deduction will be...
Deductible mortgage interest
$32,127
Deductible property tax
$4,752
Est. Depreciation Value
$77,262
Loss on this property
-$8,532
Your total deduction
$122,674
So, your new taxable income is your previous income minus your total deduction ($150,000 - $122,674)
$27,325
Your old tax bill
$45,000
Your new tax bill
$8,197
Estimated tax savings
$36,802
4 bed • 2 bath • 12 guests • $480,000
ryan hill
Annual Revenue
$5,916
Profit (Cash Flow)
-$51,684
Cap Rate
-1.8%
Annual Revenue
$5,916
This property is projected to be in the top 46% revenue percentile compared to similar properties nearby.
AirDNA projects $243/night at 54% occupancy ($47,927). Airbtics projects $273/night at 56% occupancy ($55,838).
Occupancy Rate
Avg Daily Rate
Revenue Percentile
$5,916
$5,916
25%
50%
75%
90%
100%
Loading...
Airbnb Comparables
Identify comparable properties to benchmark against. Then adjust your nightly rates and occupancy rates accordingly.
Revenue/yr
Airbnb name | Revenue | Rate Per Night | Occupancy | Beds | Baths | Guests | Min nights | Cleaning | Pool | Hot Tub | Pets | Washer / Dryer | Reviews | Host |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$45,635 | $208 | 57 % | 4 | 4 | 14 | 1 | $120 | ❌ | ❌ | ❌ | Yes / Yes | ⭐️ 4.9 (94) | Profile | |
$24,589 | $207 | 31 % | 4 | 3 | 7 | 1 | $100 | ❌ | ❌ | ❌ | Yes / Yes | ⭐️ 4.6 (29) | Profile | |
$38,742 | $194 | 44 % | 4 | 4 | 14 | 1 | $250 | ❌ | ✅ | ❌ | Yes / Yes | ⭐️ 5 (55) | Profile | |
$54,311 | $294 | 46 % | 4 | 4 | 10 | 1 | $400 | ❌ | ✅ | ❌ | Yes / Yes | ⭐️ 5 (32) | Profile | |
$59,206 | $278 | 53 % | 4 | 3 | 16 | 2 | $220 | ❌ | ❌ | ✅ | Yes / Yes | ⭐️ 4.5 (19) | Profile |
Return Metrics
-70.89% cash on cash return is a poor return over the next 1 year.
Investment Value Over Time
Property Appreciation
3%
Revenue Appreciation
0%
Cash on Cash Return
-70.89%
Cap Rate
-1.77%
Tax Calculator
On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.
Your current annual Income
Your income tax rate
%
Taxes paid on $150,000
$45,000
If you buy this investment property, your estimated deduction will be...
Deductible mortgage interest
$32,127
Deductible property tax
$4,752
Your total deduction
$122,674
Your adjusted annual income
$150,000 - $122,674 = $27,325
Taxes on $27,325 (30%)
$8,197
Your old tax bill
$45,000
Your new tax bill
$8,197
Estimated tax savings
$36,802
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