Reaching your goals is easy when you have competitive rates and savings accounts that make sense for your individual needs. No matter what kind of saver you are, or what you’re saving for, we have options for you.
Where to Next?
- Earn With Our Debit Card
- Enroll in Online Banking
- Download Our Banking App
- View Our CD Rates
Personal Savings Products
Find the Right Savings Account for You
Save for your needs today and your dreams tomorrow. With competitive rates and other benefits, our savings products can help you achieve more.
Statement Savings
An account for extra cash or short-term savings.
- Competitive variable rate
- Unlimited in-person withdrawals at our branches or ATMs
- Interestcompounded daily and paid quarterly
- $100 Minimum to Open
- No monthly service charge with minimum daily balance of $300 – otherwise $5 per month
- Personal Online Banking
Money Market Checking
Earn more interest for your higher balances.
- Variable tiered interest rates
- Unlimited in-person withdrawals at our branches or ATMs
- Write up to six checks a month for added flexibility
- $100 Minimum to Open
- No monthly service charge with average daily balance of $2,500 – otherwise $14 per month, less $4 a month with e-Statements2
- Personal Online Banking
- Both standard and Premier Money Market accounts are available
View Money Market Checking
Certificates of Deposit (CDs)1
Enjoy a long-term savings option.
- Competitive Rates
- Fixed rate accounts with maturities from 30 days through five years
- Opening deposit of $2,500 for standard CDs
- No additional deposits until maturity
- Personal Online Banking
View Certificates Of Deposit
5.00
%
APY3
5-month Promo CD
4.50
%
APY4
7-month Promo CD
Grow your money with promotional rates
Put your savings to work with a fixed rate certificate of deposit. Great rates and flexible terms. Open with as little as $2,500.
Explore certificates of deposit
We Don’t Just Do Savings
We are a full-service community bank and offer a suite of banking, borrowing and wealth management products and services.
Mortgages
Take advantage of great rates for purchasing and refinancing.
Checking
Access exceptional features, convenience and perks.
Wealth Management
Create plans to secure your and your family’s future.
Personal Banking
Insights & Learning
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Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.
1 Penalty will be imposed for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. At maturity, account will automatically renew at a term as stated in your initial account agreement at the then current rate. Please see the Deposit Account Agreement for details.
2 e-Statements (electronic statements) are free but you must enroll in Online Banking and have a working connection to the internet with email capability. If you cancel e-Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which e-Statements are canceled.
3 The Annual Percentage Yield (APY) is accurate as of 09/08/2023 for balances between $2,500 and $1,000,000 and is subject to change without notice. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 5-Month Promotional CD will automatically renew into a standard 6-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.Promotional Certificate of Deposit accounts require a corresponding Fremont Bank Checking account open and in good standing at the time of account opening. Checking account may be opened concurrently with Promotional CD account. Limit one promotional account per household.
4 The Annual Percentage Yield (APY) is accurate as of 09/08/2023 for balances between $2,500 and $1,000,000 and is subject to change without notice. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 7-Month Promotional CD will automatically renew into a standard 6-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.Promotional Certificate of Deposit accounts require a corresponding Fremont Bank Checking account open and in good standing at the time of account opening. Checking account may be opened concurrently with Promotional CD account. Limit one promotional account per household.